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Re: Americans Have Been Duped by Naysayers
Posted by **Winston OBoogie** on Oct 5, 2013 at 10:12:51 PM:
In Reply to: Re: Americans Have Been Duped by Naysayers posted by **Rumor** on Oct 5, 2013 at 9:46:43 PM:
*Wot bollocks!
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*It's the fucking law!
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*Get over it!
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*Deal with it!
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*You got a better idea? You and your ilk has not presented anything better.
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*Who are ya?! Who are ya?! Who are ya?!!!
And because it's law, that's the reason it has to be repealed in order change/fix it. I didn't make the rules..you gotta follow the rules..
And yes I DO perhaps spot an alternative..run this up the flag pole..
10/4/2013
Congressman Tom Price (R-GA) has already introduced a comprehensive Republican alternative – H.R. 2300. Last month, the House Republican Study Committee introduced its proposal, authored by Rep. Phil Roe (R-TN). These two bills provide the foundation for a complete replacement for Obamacare that would ultimately be victorious.
Roe’s proposal would expand the current tax benefits for employer health insurance to everyone, with a standard health deduction of $7,500 (individual) or $20,000 (family) for all for the purchase of health coverage, regardless of how much the insurance actually cost. That greatly improves incentives over current law, encouraging the purchase of health coverage, but only up to reasonable limits in costs.
Moreover, Roe’s proposal would substantially liberalize Health Savings Accounts (HSAs). HSA deposits not spent on health care could be withdrawn tax free without penalty, which would greatly strengthen incentives not to waste money on health care when not necessary. Moreover, the proposal would allow unspent Flexible Spending Account (FSA) funds to be rolled over and saved for future use, which would turn 35 million FSA accounts into new HSAs. The poor could also choose HSAs for their Medicaid coverage.
Replacing Obamacare, both plans would also eliminate over $1 trillion in tax increases over 10 years, cutting the now current Obamacare capital gains tax by 16%. Repealing the individual mandate would also effectively be another tax cut, freeing families to choose their own health insurance rather than having Kathleen Sebelius impose her choice on them. Repealing the employer mandate would be another tax cut on jobs, eliminating the driving incentive diminishing American jobs to part time work. Gone also would be the Obamacare Independent Payment Advisory Board (IPAB), which has the power to cut Medicare benefits further without Congressional approval.
Roe’s proposal would also address pre-existing conditions by making health insurance guaranteed issue for anyone with continuous coverage, which is feasible and workable on that condition. Both plans would also provide federal funding to help states set up high risk pools, which would cover the uninsured who became too sick to buy new coverage in the market. Both would also increase competition and reduce costs by allowing the sale and purchase of health insurance across state lines nationally.
Both plans would capture the public imagination as a far superior, complete alternative to Obamacare, if Price’s refundable health insurance tax credit of roughly $2,500 per person was expanded to everyone, in place of Roe’s standard deduction. With that done right, the two plans joined together would earn a CBO score of universal coverage, unlike Obamacare, which lets down its most ardent supporters by leaving 30 million uninsured 10 years after full implementation, as scored by CBO! Moreover, the credit would provide equal health insurance tax benefits for everyone, unlike the deduction, which cuts taxes more for those with higher incomes, exposing a long time Republican vulnerability.
In addition, the poor would benefit greatly, with a CBO scored savings of $1 to $2 trillion over 10 years, if Medicaid was block granted to the states following the model of the enormously successful 1996 welfare reforms of the old AFDC program. The poor would be demonstrably served far better for far less with such Medicaid block grants.
The bottom line is that the resulting Obamacare replacement plan would provide for universal coverage (which Obamacare fails to do), with no individual mandate, no employer mandate, and a net tax and spending cut of at least $1 trillion over the first 10 years alone. The public would overwhelmingly embrace such a Republican health care alternative as vastly preferable to Obamacare. What a resounding reversal that would be in the public’s appraisal of President Obama and his legacy for Obamacare to be replaced by such a Republican alternative based on freedom of choice, market competition and incentives, rather than Obamacare’s effective take over and control over health care.
Source
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Last updated on Oct 5, 2013